Real Estate Agent Commission in Warsaw: What You Need to Know
Author: Stanisław Nawrocki, real estate agent · Nawrocki Real Estate, Warsaw
Published · Updated
The average commission for a buyer’s agent in Warsaw is 1 % of the purchase price for new‑build flats. In most developments the developer pays this fee, so the buyer receives the service at no cost. If the developer does not cover it, the fee is usually 3 % of the price and is paid by the buyer.
How Agent Commissions Work in Warsaw
In Poland the law does not set a fixed percentage for real‑estate commissions. The parties negotiate the fee, and it is usually expressed as a % of the sale price. For new‑build purchases the standard range is 1–3 %.
- Developer‑paid commission – 1 % of the flat price. The developer includes it in the developer’s price list, so the buyer sees a single all‑inclusive amount.
- Buyer‑paid commission – 3 % of the flat price. The buyer pays this to the agency after the developer’s agreement is signed.
In both cases the fee is paid to the agency’s account and is not a separate line item in the notary deed.
Who Pays the Agent’s Fee?
The developer’s willingness to pay the commission depends on the project’s competitiveness and the agency’s track record. NAWROCKI Real Estate negotiates with developers on our clients’ behalf and typically secures a developer‑paid fee. When the developer does not cover the fee, we inform the buyer upfront and provide a transparent breakdown.
Typical Fee Scenarios
| Scenario | Agent Fee | Who Pays | Impact on Buyer’s Cost |
|---|---|---|---|
| New‑build, developer‑paid | 1 % | Developer | 0 PLN |
| New‑build, buyer‑paid | 3 % | Buyer | +3 % of purchase price |
| Secondary‑market, buyer‑paid | 5–7 % | Buyer | +5–7 % of purchase price |
Source: NAWROCKI internal data (2026‑11‑07)
Real Numbers: Agent Fees vs. Market Prices
Below is a snapshot of median prices for new‑build flats in three Warsaw districts and the corresponding 1 % developer‑paid commission.
Data: NAWROCKI new‑developments catalogue (2026‑11‑07)
Step‑by‑Step: How to Secure a Free Agent Service
- Identify a reputable buyer’s agent – NAWROCKI is a buyer’s agent for new‑build flats.
- Request a comparison of offers – We compare prices from multiple developers and check the price per m² against RCN transactions.
- Review the developer agreement – We read the umowa deweloperska and the information prospectus for hidden clauses.
- Negotiate the commission – We push for the developer to pay the 1 % fee and confirm it in writing.
- Track the payment schedule – We monitor each installment to ensure the developer’s obligations are met.
- Assist with technical acceptance – We help with odbiór techniczny (technical acceptance) to avoid post‑purchase disputes.
If the developer refuses to pay, we provide a clear cost estimate so you can decide whether to proceed.
Common Mistakes and Risks
- Assuming the developer always pays – Some developers, especially in saturated districts, may opt for a buyer‑paid fee.
- Ignoring the notary’s role – The notary collects the PCC (2 % on secondary‑market purchases) and the 23 % VAT on new‑builds, but not the agent fee.
- Overlooking additional costs – Court fees (200 PLN for ownership entry), mortgage PCC (19 PLN), and potential renovation costs are separate from the agent fee.
- Not verifying the developer’s reputation – Use NAWROCKI’s verify-polish-developer checklist to avoid risky projects.
How NAWROCKI Real Estate Helps
NAWROCKI’s buyer‑agent service is tailored for new‑build purchases in Warsaw. We:
- Compare offers from dozens of developers at once.
- Benchmark the price per m² against RCN transaction data.
- Read and explain the umowa deweloperska and prospectus.
- Negotiate a developer‑paid commission and keep the buyer’s cost down.
- Monitor the payment schedule and support the technical acceptance.
Because the developer usually pays the agency’s fee, the service is free for the buyer. If the developer does not cover the fee, we disclose this before starting.
Ready to Find a New‑Build Flat Without Extra Fees?
Contact NAWROCKI Real Estate today and let us handle the negotiations while you focus on your move.
Full Breakdown of Buying Costs and Taxes How to Choose a Real Estate Agency in Warsaw Verify a Polish Developer Before Buying
Frequently asked questions
What is the typical commission for a buyer’s agent in Warsaw?
The standard range is 1–3 % of the purchase price. In most new‑build projects the developer pays 1 %, making the service free for the buyer.
Who pays the agent’s fee when buying from a developer?
Usually the developer pays 1 % of the flat price. If the developer does not cover it, the buyer pays 3 %.
Does the agent’s fee apply to secondary‑market purchases?
Yes, but the typical rate is higher, 5–7 % of the purchase price, and it is paid by the buyer.
Can I negotiate the agent’s commission?
The fee is negotiated between the buyer, the agency, and the developer. NAWROCKI routinely secures a developer‑paid fee.
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